Fees & Tuition

Application Fee $25/one-time
Semester Enrollment Fee $470/semester
Tuition $60/credit-hour

Audio lectures and lecture notes are available for many of the courses on the online campus for download. All fees including tuition are subject to change without notice.

Late Charge

Students usually have a 15-day grace period to pay the semester enrollment fee. After that time, the seminary may impose a late charge of $25. 

Refund Policy

All application fees are non-refundable. Eighty percent of the student's semester enrollment fee is refundable if he withdraws within the first 30 days of the beginning of the semester. After 30 days, the semester enrollment fee is non-refundable. Tuition fees are one-hundred percent refundable within the first 30 days provided that no coursework has been graded. After 30 days, no more than eighty percent of the tuition fee will be refundable. The exact amount may be predicated on the amount of the course the student completed. It is recommended that students pay course tuition as they go and not in advance.

Cost Breakdown

RBS receives financial support from individuals and churches that view the preparation of gospel laborers as a facet of the Great Commission. Consequently, the seminary can provide theological training at a reduced rate. Currently, RBS charges the student a nominal tuition of $60 per credit hour, along with a semester enrollment fee of $470 per semester. The more quickly the student is able to complete his degree the lower his overall expenses will be. Every student whose church supports RBS for at least $2,000 per year will be exempt from tuition expenses (see Church Partnership Program for more information).

Here are the expense scenarios for the Marrow and Divinity programs.The timeframe for completing a program and the average credit-per-year correlation is based on an estimation of students devoting at least 40 hours of study per credit to complete a course within a 44-week academic calendar. The following estimation is course- and person-variable and is, therefore, only an approximation.

34-credit Marrow of theology program (M.T.S./D.T.S.)

Time to Finish Average Credits Enrollment Costs Tuition Costs Total Cost
2 years 17/year $1,880 $2,040 $3,920 ($116/credit-hour)
3 years 11.5/year $2,820 $2,040 $4,860 ($143/credit-hour)
4 years 8.5/year $3,760 $2,040 $5,800 ($171/credit-hour)
5 years 6.8/year $4,700 $2,040 $6,740 ($199/credit-hour)
6 years 5.6/year $5,640 $2,040 $7,680 ($226/credit-hour)

97+ credit Divinity program (M.Div./B.Div.)* 

Time to Finish Average Credits Enrollment Costs Tuition Costs Total Cost
4 years 24.5/year $3,760 $5,820 $9,580 ($99/credit-hour)
6 years 14/year $5,640 $5,820 $11,460 ($119/credit-hour)
8 years 12/year $7,520 $5,820 $13,340 ($138/credit-hour)

Students (with the help of their home church) are responsible to purchase required textbooks, course media and materials for their online learning, including the purchase of a Logos digital library (50% discount provided). In addition, students who attend live modular courses are responsible to cover their travel expenses. In some cases, a nominal module fee may be charged to help with food and lodging. The total amount for the student’s education should remain within the range of $4,000 to $14,000 (depending on the program in which he is enrolled, the amount of time he takes to complete the coursework, the number of live modules he attends, and the type of media he purchases). We believe this is a reasonable level of expense for a seminary student to manage.

* The amounts are based on the 97-credit minimum required for the Divinity degree. Students may take more than 97 credits if they choose, which may be beneficial if they plan to pursue an advanced degree in the future. 


Student Conduct

All students of Reformed Baptist Seminary are expected to conduct themselves at all times as mature Christians. RBS reserves the right to turn down or to dismiss students whose conduct fails to conform to the ethical norms and principles set forth in Holy Scripture.

Minimum Semester Enrollment

Students are encouraged to complete two or more courses per twenty-week semester. A student must complete a minimum of one course per semester in order to remain enrolled in the seminary. However, students may request an extension when circumstances warrant.

Guidelines & Expectations

For further information on how to get started and successfully complete the program, please see the "Guidelines & Expectations" booklets provided below. If you still have questions after reading these booklets, you may contact the seminary dean.


RBS has a non-discriminatory admissions policy as to race, sex or handicap for all degree programs not related to the ordained offices of the church. The seminary is convinced that the Bible prohibits women from teaching or exercising authority over men in the church. Therefore, only men will be admitted to the seminary as candidates in programs such as the Master of Divinity (M.Div.) or Bachelor of Divinity (B.Div.) degrees that prepare the student for the office of teaching elder or church planter (whether domestic or foreign, i.e., missionary). 

Nevertheless, the Scriptures do encourage women to grow in their knowledge of biblical truth (Acts 2:41-42; 1 Tim. 2:11), and the New Testament provides examples of women receiving instruction from the Lord Jesus and from his apostles (Luke 10:38-42; John 4; Acts 2:41-42). Moreover, while the Bible prohibits women from teaching or exercising authority over men in the church, it does not prohibit them from sharing the faith (Luke 2:36-38; John 4:28-29, 39; Matt. 28:1-10; Mark 16:1-11; Luke 24:1-11; John 20:1-2; Heb. 5:12), instructing children or fellow women (Acts 16:1; 2 Tim. 1:5; 3:15; Titus 2:3-4), or even sharing biblical truth with men in a non-formal, auxiliary, and subordinate fashion (Acts 18:26). Accordingly, women (and men) are encouraged to apply to RBS for non-divinity programs.

Requirements for Marrow and Counseling Programs

Normally, only men or women who are eighteen years of age, who are members in good standing of an evangelical church, and who have the commendation of their pastor(s) shall be eligible to enroll in the Marrow of Theology or the Master (or Associate) of Arts in Biblical Counseling.

Requirements for Divinity Program

RBS usually advises the student to complete the Marrow program first. Once that program is completed, the credits can be transferred into the Divinity program. Only men who are at least twenty-one years of age, hold a Bachelor’s Degree, are members in good standing in an evangelical church, and are recognized ministerial aspirants or already engaged in Christian ministry shall be eligible to enroll in the Divinity program. RBS reserves the right to waive any or all of these requirements if doing so is deemed appropriate. Each applicant will be considered and assessed on an individual basis. Possible reasons for waiving these entrance requirements include the following:

  1. The applicant is in the process of obtaining a Bachelor’s degree.
  2. The applicant has completed at least five years of full-time Christian ministry experience or has educational experience equivalent to 128 credit hours of undergraduate training.
  3. The applicant’s current age, family needs, and/or vocational responsibilities make it difficult or impossible to obtain a Bachelor’s degree. In such cases, the student may be allowed to enroll in the seminary and will be awarded the Diploma of Theological Studies (D.T.S.) and/or Bachelor of Divinity (B.Div.) degree upon completion of the program(s). Students graduating with the B.Div. degree may later request to exchange that degree for a Master of Divinity (M.Div.) degree after completing at least five years of full-time Christian ministry.
  4. The applicant is enrolling into the Marrow of Theology program for the Diploma of Theological Studies.

Those accepted into the seminary without a Bachelor’s degree or with a previous GPA below 3.00 will be placed on academic probation. Those on academic probation must maintain a cumulative grade average of at least 3.00 for the first ten credit hours of coursework in order to demonstrate that they have the necessary discipline and academic ability to handle the work. The seminary may drop the student from the program if he fails to maintain a 3.00 GPA after the first 10 credit-hours of coursework. 

Applicants whose first language is not English may be required to take the TOEFL (Test of English as a Foreign Language). The required scores for the iBT (Internet Based Test) version of TOEFL is 94 or higher. The exam can be taken online through Educational Testing Services.


After receiving your application, the seminary dean will contact you and set up a time for a phone or video interview. After your interview, the dean will contact your pastor to confirm his approval of your enrollment and his willingness to serve as your mentor-proctor. The dean will notify you if your application for enrollment is approved. Your enrollment in the seminary will begin after you pay your semester enrollment fee.